I would like to extend a personal invitation to you to become a valued member of the First National Bank of Florida Family. First National Bank of Florida is an independent community bank dedicated to serving the banking needs of the residents and businesses of Northwest Florida. My pledge to you is to provide exceptional customer service in the delivery of our banking products.

  First National Bank of Florida is a bank where decisions are all made locally.  Our "hometown banking" philosophy is what sets us apart from the other banks in the area and will be the guiding force of our future.

  We hope to have the opportunity to serve you in the near future. As a valued member of our financial "family", focusing on your needs is our #1 priority!

		Sincerely, Wilbur Adams Chairman/President